Budget Basics Worksheet

The first step in getting yourself in financial shape to buy a home is to know exactly how much money comes in and how much goes out. Use this worksheet to list your income and expenses below.

INCOME
Take Home Pay (all family members):
Child Support/Alimony:
Pension/Social Security:
Disability/Other Insurance:
Interest/Dividends:
Other:
Total Income:

EXPENSES
Rent/mortgage (including taxes, principal, and insurance): Life insurance:
Health/Disability Insurance:
Vehicle Insurance:
Homeowner’s or Other Insurance:
Car Payments:
Other Loan Payments:
Savings/Pension Contribution:
Utilities (gas, water, electric, phone):
Credit Card Payments:
Car Upkeep (gas, maintenance, etc.):
Clothing:
Personal Care Products (shampoo, cologne, etc.): Groceries:
Food Outside the Home (restaurant meals and carryout):
Medical/Dental/Prescriptions:
Household Goods (hardware, lawn, and garden):
Recreation/Entertainment:
Child Care:
Education (continuing education, classes, etc.):
Charitable Donations:
Miscellaneous:

Total Expenses:

Remaining Income After Expenses (subtract total income from total expenses):

The data relating to real estate for sale on this site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Results Realty Services are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.

Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items.

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